“Is Your Personal Insurance Providing the Right Amount of Protection? It Might Be Time for an Insurance Review” |
| Posted: 29 Nov 2010 12:30 PM PST It's human nature. By the time people ask, "Do I have the right amount of insurance?," it is often after an accident, when it's already too late. According to a recent MetLife Auto & Home "Insurance Literacy" survey, conducted by Zogby International, many people incorrectly believe they are covered for many risks and have coverages beyond what the standard homeowner policies provide. For example, one-in-seven people believe their home insurance would pay the full cost to rebuild their home after a natural disaster, even though, most standard policies cap coverage limits. With so much coverage confusion, MetLife Auto & Home has created an informative online quiz, based on the results of its survey, to help facilitate a policy review.
Texans who find they have more complex personal insurance needs based on their insurance review or live in high-risk windstorm or hailstorm areas (where damage to both homes and vehicles during a storm is increased) may want to consider a package policy. With the benefit of a single deductible for all insured items on a policy per event as well as enhanced coverage, a package policy can significantly reduce out-of-pocket expenses and provide greater peace of mind. "MetLife Auto & Home introduced its comprehensive personal lines "package" policy, GrandProtect®, into Texas this month," said Lorie Huber, MetLife Auto & Home's regional sales director in Texas. "Customers who value insurance solutions that make their lives simpler and easier will appreciate the convenience of package policies. They eliminate hassles by offering auto, home, and other personal insurance as one policy package with one bill, one renewal date, and one deductible." GrandProtect provides Texans with value-added benefits above a standard policy (that many already believe they have, but usually require add-ons or endorsements), including higher built-in limits for jewelry, silverware, and collectibles; worldwide liability coverage for rental cars; and identity protection services. MetLife Auto & Home, an affiliate of MetLife, Inc. (NYSE: MET), is one of the nation's leading personal line property and casualty insurance companies, with more than 2.7 million policies in force. For more information about MetLife Auto & Home, visit MetLife's Web site at www.metlife.com. About GrandProtect GrandProtect is available to qualified consumers with, at a minimum, one home (renters, condo, or stand-alone residence) and one auto. The policy may also include additional autos, residential properties, boats, personal excess liability, recreational vehicles and motorcycle protection. All GrandProtect packages contain a single loss deductible per occurrence – even if multiple insured items are affected. For autos, the package features such value-added coverage as replacement cost for new owned vehicles involved in a total loss during the first year or 15,000 miles, no depreciation for special parts, and enhanced rental car damage coverage. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its Affiliates, Warwick, RI. This entry passed through the Full-Text RSS service — if this is your content and you're reading it on someone else's site, please read our FAQ page at fivefilters.org/content-only/faq.php |
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